Cover the Financial Impact if a Key Employee Dies

EVERY BUSINESS, no matter what the size, has certain people that are crucial to its success. Nowhere is this more evident than in a small business. These key people are the ones whose absence would put the company in jeopardy because they are involved in every aspect of the operation. Because their value is immeasurable, […]

Medicare Rule May Cut Prescription Drug Costs

GOOD NEWS: Your out-of-pocket prescription drug costs under your Medicare Advantage plan may be coming down soon. A recent change from the Center for Medicare Services (CMS) grants permission to Medicare Advantage plans to allow “step therapy” for Part B drugs. Essentially, this allows plans to start patients on lower-cost generics, where appropriate. Patients would […]

Have a New Drone? Understand Your Liability Risks

AFTER ANOTHER Christmas, more American homes now include a new addition: a drone. While these gadgets can be loads of fun to fly, they also come with responsibility and risk of property damage and bodily injury. As people start flying drones, there will be accidents and injuries, followed by claims – and even lawsuits. If […]

Avoid Falling Victim to a Staged Car Crash Scam

THE STAGED car accident scam is growing as perpetrators are getting craftier about entrapping unsuspecting motorists. Scammers usually meticulously plan their staged car accidents, leaving nothing to chance. You may not even know it was staged, while witnesses may only catch a glimpse and think they saw something they didn’t. Here are some common scams: […]

Distractions Hurt Your Employees and Your Business

WORKPLACE DISTRACTIONS are ever-present. They reduce workers’ productivity, increase their stress, cause injuries, and lower morale. Some are the result of modern technology, but others have been around a lot longer. Following an interruption, it typically takes a couple of minutes to return concentration to work. These short interruptions and recovery periods add up to […]

Galloway Chandler McKinney has been a trusted agency and member of their communities for many years. As a Best Practices Agency, they are able to provide competitive products and professional service with local touch.