EVERY BUSINESS, no matter what the size, has certain people that are crucial to its success. Nowhere is this more evident than in a small business. These key people are the ones whose absence would put the company in jeopardy because they are involved in every aspect of the operation. Because their value is immeasurable, […]
Author Archives: Brandt
Medicare Rule May Cut Prescription Drug Costs
GOOD NEWS: Your out-of-pocket prescription drug costs under your Medicare Advantage plan may be coming down soon. A recent change from the Center for Medicare Services (CMS) grants permission to Medicare Advantage plans to allow “step therapy” for Part B drugs. Essentially, this allows plans to start patients on lower-cost generics, where appropriate. Patients would […]
Do You Have an Emergency Action Plan?
HOW WOULD you escape from your workplace in an emergency? Do you know where all the exits are in case your first choice is too crowded? Are you sure the doors will be unlocked and the exit access, such as a hallway, will not be blocked during a fire, explosion or other crisis? Knowing the […]
Tips for Thwarting Employee Fraud
MOST BUSINESS managers and owners are well aware of the threat of loss from outsiders, and they will install alarms, hire security guards and take other preventative measures. But, most employers pay less attention to reducing the risk of theft by an insider. No one wants to believe that an employee will purposely defraud the […]
Have a New Drone? Understand Your Liability Risks
AFTER ANOTHER Christmas, more American homes now include a new addition: a drone. While these gadgets can be loads of fun to fly, they also come with responsibility and risk of property damage and bodily injury. As people start flying drones, there will be accidents and injuries, followed by claims – and even lawsuits. If […]
Avoid Falling Victim to a Staged Car Crash Scam
THE STAGED car accident scam is growing as perpetrators are getting craftier about entrapping unsuspecting motorists. Scammers usually meticulously plan their staged car accidents, leaving nothing to chance. You may not even know it was staged, while witnesses may only catch a glimpse and think they saw something they didn’t. Here are some common scams: […]
Distractions Hurt Your Employees and Your Business
WORKPLACE DISTRACTIONS are ever-present. They reduce workers’ productivity, increase their stress, cause injuries, and lower morale. Some are the result of modern technology, but others have been around a lot longer. Following an interruption, it typically takes a couple of minutes to return concentration to work. These short interruptions and recovery periods add up to […]
Workers Who File a Claim Often File More
A NEW study has found that people who have had workers’ comp claims in the past are more likely to file future claims compared to those who have never suffered an on-the-job injury. The study – the subject of an article published in the Journal of Occupational and Environmental Medicine – concluded that a past […]

